Overview of MHIP Plans
MHIP
A state health insurance plan that provides coverage to Maryland residents who are unable to obtain health insurance due to a health condition or have recently lost group coverage. Plan options:
- HMO Plan
- PPO Plan with $500 medical deductible
- PPO Plan with $1,000 medical deductible
- High Deductible Health Plan with $2,600 combined medical and pharmacy deductible
MHIP Federal
A federal health insurance plan administered by MHIP that provides coverage to Maryland residents who are unable to obtain health insurance due to a health condition and have been uninsured for at least six months. Overview:
- MHIP Federal is a High Deductible Plan
- Has a $1,500 combined medical and pharmacy deductible
- Provides individual coverage ONLY (coverage not available to dependents)
MHIP+
MHIP+ provides discounted premiums and, in some cases, cost sharing to MHIP members with limited income. (MHIP+ is not available to members of MHIP Federal.) Plan options:
- HMO Plan
- PPO Plan with $200 medical deductible
- PPO Plan with $500 medical deductible
Resources:
A summary of each of the benefit options is contained in the MHIP Application Booklet. A detailed explanation of MHIP's coverage is contained in the Certificate of Coverage.
To apply for:
- MHIP, you must complete the MHIP Enrollment Application.
- MHIP Federal, you must complete the MHIP Enrollment Application and the MHIP Federal Application.
- MHIP+, you must complete the MHIP Enrollment Application and the MHIP+ Application.
Resources
- MHIP Application Booklet
- Certificate of Coverage
- MHIP Enrollment Application
- MHIP Federal Application
- MHIP+ Application
Viewing and printing these documents requires Adobe Acrobat Reader, which can be downloaded free from the Adobe site.
MHIP is administered by CareFirst BlueCross BlueShield and CareFirst BlueChoice, independent licensees of the BlueCross BlueShield Association.
