Eligibility Requirements
You may be eligible for the Maryland Health Insurance Plan if you are a resident of Maryland and:
- Have a qualifying medical condition
- Have been denied insurance in the past six months for medical reasons
- You are enrolled in, or have the opportunity to enroll in, individual health insurance that:
- Limits, restricts or blocks your coverage for a specific medical condition
- Has benefits similar to MHIP, but costs more because of your medical condition
- You are a child who has a qualifying medical condition (A parent or guardian would submit the application on behalf of the child.)
- You are switching from a high-risk pool in another state, and
- It has been less than 63 days since that coverage ended and
- You plan to live here permanently
Other Ways to Qualify
Maryland residents may also qualify for MHIP under the following conditions:
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You lost your employer-sponsored group insurance and the continuation of benefits you elected has run out, or
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You have a pension from the Pension Benefit Guaranty Corporation, are at least 55 years old and are not entitled to Medicare*, or
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Your job has been affected by competition from international trade*
*You may be eligible for a federal program called the Health Coverage Tax Credit (HCTC).
If you are interested in applying for MHIP coverage, please visit the How To Enroll page of this Web site for detailed enrollment procedures.
Resources
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MHIP is administered by CareFirst BlueCross BlueShield and CareFirst BlueChoice, independent licensees of the BlueCross BlueShield Association.
